Baltimore Work-Related Car Accident Attorneys
When you suffer injuries in a car accident while working, the situation becomes more complex than a typical motor vehicle crash. You may be entitled to workers’ compensation benefits and have the right to file a third-party personal injury claim against the at-fault driver.
At Engel Law Group, P.C., our experienced work-related car accident attorneys understand both workers’ compensation law and personal injury claims, ensuring you receive maximum compensation for workplace injuries. We have served Baltimore and surrounding Maryland communities since 1950, providing comprehensive legal representation for workers with on-the-job driving injuries.
Employer Liability And Insurance For Work-Related Car Accidents
Employers may face liability when their employees are injured in motor vehicle accidents during work-related activities. This liability depends on whether the accident occurred within the course and scope of employment; proper insurance coverage becomes crucial for protecting both employers and injured workers in employer liability cases involving driving accidents.
Work-related driving accidents can impact various types of workers, including:
- Delivery driver injuries while making deliveries
- Sales representative car accidents when traveling to client meetings
- Construction workers traveling between job sites
- Health care workers making home visits
- Maintenance staff responding to service calls
- Managers attending business meetings
- Employees running work-related errands
A work-related car accident attorney can help determine employer liability in driving accidents and identify all available sources of compensation for your injuries.
When Do Workers’ Compensation Benefits Apply?
Workers’ comp benefits typically apply to employees who are injured in motor vehicle accidents while performing work-related duties. Workers’ compensation for drivers covers medical expenses, lost wages and disability benefits regardless of who caused the accident, as long as the driving occurred within the course of employment.
These benefits are available when you are injured while driving a company vehicle, using your personal vehicle for work purposes or riding as a passenger in a work-related capacity. However, the distinction between commuting and work-related driving matters significantly. Regular commuting to and from your primary workplace generally does not qualify for workers’ compensation coverage.
The key factor is whether the driving served your employer’s business interests at the time of the accident. Course of employment accidents must demonstrate a clear connection between your work duties and the motor vehicle accident to qualify for benefits.
Can You Sue The At-Fault Driver For Damages While Receiving Workers’ Comp?
Yes, you can pursue third-party liability claims against the at-fault driver even while receiving workers’ compensation benefits. This allows you to seek additional compensation for pain and suffering, full lost wages and other damages not covered by workers’ compensation.
At Engel Law Group, P.C., our commercial driver injury attorneys can help you pursue both claims simultaneously. Our firm handles both workers’ compensation cases and third-party personal injury claims, ensuring you receive comprehensive legal representation for your work-related MVA compensation case.
What If Your Employer Doesn’t Have Proper Insurance For Work-Related Driving Accidents?
If your employer lacks adequate insurance coverage for work-related driving, you may still have legal options. You could potentially sue your employer directly for negligence or pursue coverage through your personal auto insurance policy.
Company vehicle accident claims can become more complex without proper employer coverage; however, alternative compensation sources may exist. A work-related car accident attorney can evaluate your specific situation and identify all available avenues for recovering damages.
Contact Us For Assistance After A Work-Related Car Accident
If you suffered injuries in a work-related car accident, we understand the confusion and stress you face while dealing with insurance companies and medical bills. Engel Law Group, P.C., fights to secure the workers’ compensation benefits and personal injury compensation you deserve after your accident. Call us at 410-449-2928 or complete our online form to schedule a free consultation with a work-related car accident attorney. We will review your case and explain your legal options at no cost to you.