The process of claiming workers’ compensation benefits after an acute incident generally begins at the moment a workplace accident occurs. It is in your best interests to be aware of this fact so that you can take the proper steps to protect your right to workers’...
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Workers’ Compensation
Why workers’ compensation coverage can be better than health insurance
Employees with work injuries don't always seek out Maryland workers' compensation benefits despite potentially being eligible for them. Workers' compensation can theoretically help most workers with job-acquired health challenges, including traumatic injuries and...
Don’t underestimate the physical hazards of interior painting
People often think that interior painting is one of the least dangerous jobs a person could have in the construction and remodeling industry. If your high school or college student is going to be doing interior painting to earn some money during spring break, you...
Appealing a denied workers’ compensation claim in Maryland
You may have been expecting workers’ compensation benefits after suffering a workplace accident, only to have your claim denied. When this happens, you will have to deal with the aftermath of the accident alone, from the medical bills to the wages lost if your...
Workers’ compensation benefits and carpal tunnel syndrome
Most people don't think that factory work and office work have a lot in common, but there's one occupational hazard that can trouble people who work in those jobs equally: carpal tunnel syndrome. Carpal tunnel syndrome is a painful and debilitating condition that...
You can’t trust a workers’ compensation nurse case manager
When you're injured and on workers' compensation in Maryland, the insurance company handling your claim may assign a nurse case manager (NCM) to your claim. In theory, the NCM's role is to assist you with your treatment. NCMs are supposed to have a unique...
The perils of unreported income for injured American workers
Is there any real harm if an employee works "under the table" for cash? Why should they report income that nobody else is tracking? Aside from the fact that you're legally required to report all your income for tax purposes, unreported income puts you at a...
How does workers’ compensation view a pre-existing condition?
Workers' compensation insurance companies dread a claim that involves a pre-existing condition. Why? Because they don't want to pay for it. Insurance company adjusters are encouraged to split hairs between the terms "exacerbation" and "aggravation" when a pre-existing...
Use caution with a vocational counselor
When a workers' compensation vocational counselor gets involved in your case, your benefits could be in jeopardy. You need to exercise a significant amount of caution when you meet with the counselor assigned to your case. Theoretically, vocational rehabilitation is a...
Workers’ compensation fraud investigation tactics
There's no question that workers' compensation fraud is a problem. It costs more than $7 billion a year. However, much of that fraud is on the part of various business owners who try to avoid their responsibilities -- not the victims of work accidents and injuries....