What Baltimore workers need to know about special mission coverage

If you’re injured on the job in Baltimore, you may qualify for workers’ compensation benefits. But what if the injury happens off-site, while running an errand for your employer or travelling between job locations? Maryland law may still cover you under the “special mission” exception. Understanding this rule helps you protect your rights if you’re hurt while performing a work-related task outside your normal duties.

What is special mission coverage?

Under Maryland workers’ compensation law, special mission coverage may apply if you’re injured while doing a one-time task outside your normal job duties. This exception acknowledges that some jobs occasionally require extra or irregular assignments. If your employer asks you to complete a special task, like picking up supplies, attending an off-site meeting or delivering something, and you’re injured while doing it, you may still qualify for benefits.

To meet the requirements, the task must benefit your employer, and your supervisor must have requested or approved it. Even if you weren’t on the clock or at your usual workplace, the law may still recognize your injury as work-related under the special mission doctrine.

When are you eligible?

Now that you know the concept, the next question is when the rule actually applies. To qualify, you must show that you were acting in your employer’s interest at the time of the injury. Simply being off-site or commuting isn’t enough. If the task was part of a personal errand or unrelated detour, your claim might be rejected. Having clear records that the activity was directed by your employer enhances your chances of being eligible.

How to prove you were on a special mission

Once you believe special mission coverage might apply, the next step is to gather the right evidence. You must connect your injury to the task your employer assigned. Below are examples of evidence that can help you support your claim:

• Employer instructions: Written communication assigning the off-site task
• Travel details: Information about when, where and why you travelled
• Medical records: Evidence of your injuries and treatment received
• Incident reports: Official reports from police or other authorities
• Witness statements: Accounts from individuals who observed the incident

Presenting this evidence helps demonstrate that you acted on your employer’s behalf at the time of the injury.

When to turn to legal help 

Finally, once you’ve taken the initial steps, consider consulting an attorney experienced in workers ‘ compensation. They can review your case, help organize supporting evidence and file a strong claim on your behalf. By acting promptly and with legal guidance, you can protect your health, finances and future.